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the gaffer
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the gaffer @thegaffer

Mastering The Savings Formula......

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the gaffer @thegaffer
In response the gaffer to his Publication

One Way is To replicate the Polish calculator methodology with payments at the beginning of the period you need to use this version of what you had:

FVA = PMT x (((1 + r/n)^(n x t) - 1) ÷ (r/n)) × (1+r/n)